Yeah that is a standard place for a mammary tumour. She's a bit young to be getting one but I have noticed this more and more. If the lump showed up slowly then it would be a tumour most likely. If it showed up very suddenly its more likely to be an abscess which can be treated, even at home or with the vet. With mammary tumours you have a couple of choices.
1) Have the tumour removed surgically with a proper rat vet who is accomplished at this surgery. It can cost quite a bit but if you have the money, its very worth it as it can really extend the life of your rat. The tumour may return but it would have to start again from "scratch" so that all that time it grows you have given to her. The only real issues with this are if your rat has chronic respiratory problems and then cannot be put under for the surgery. If you really wanted to, you could have your ratgirl spayed at the same time, and this would really reduce any chances of more tumours.
2) Leave her be. The tumour will continue to grow. Some grow slowly and some grow quite quickly. It shouldn't affect her life until it starts to impede her mobility, or if the tumour gets big enough to rub on the ground, or if it gets big enough that it starts to steal the nutrients and blood supply from her body. Her life could be as short as 2 months or a lot longer, depending on speed of growth.
I do advise one thing, make sure you have the money to have her humanely put to sleep if she needs the help. This means gas first til they are unconscious, then the fatal injection to the heart.
Good luck whatever your decision.
1) Have the tumour removed surgically with a proper rat vet who is accomplished at this surgery. It can cost quite a bit but if you have the money, its very worth it as it can really extend the life of your rat. The tumour may return but it would have to start again from "scratch" so that all that time it grows you have given to her. The only real issues with this are if your rat has chronic respiratory problems and then cannot be put under for the surgery. If you really wanted to, you could have your ratgirl spayed at the same time, and this would really reduce any chances of more tumours.
2) Leave her be. The tumour will continue to grow. Some grow slowly and some grow quite quickly. It shouldn't affect her life until it starts to impede her mobility, or if the tumour gets big enough to rub on the ground, or if it gets big enough that it starts to steal the nutrients and blood supply from her body. Her life could be as short as 2 months or a lot longer, depending on speed of growth.
I do advise one thing, make sure you have the money to have her humanely put to sleep if she needs the help. This means gas first til they are unconscious, then the fatal injection to the heart.
Good luck whatever your decision.