Doctor's can't refuse you care regardless. If they died and wasn't received proper care that's a huge malpractice suit regardless of insurance or not. Yeah you will get charged out the @$$ if you don't have insurance but they still have to care for you regardless if you can't pay it or not.
Trust me, I have no insurance and have around $500 of medical debt I have no intention of paying simply because I can't. They charged me $200 at a clinic to see me and take my blood pressure and to send me to somewhere else to take a test that cost $200. After all that, they said the test didn't show anything was wrong with me O: I was like 'well something HAS to be wrong with me!' I won't go into it all it's personal but there was bleeding in places there shouldn't of been. No one found anything but they where very happy to charge me hundreds to find nothing and then when I asked them they told me to go to my family doctor and see what was going on. I don't HAVE a family doctor or else I would of gone there. Nutjobs.
But yeah, they do have to pay a ton of overhead in clinics and something has to pay that. Staff, building rent, medical equipment fees, etc. I don't really mind the charge, but I do mind the extra charge per rat O_O I think that gets excessive when it's probably going to be the same thing for everyone and they just weight, check for lumps and check lungs with a stethascope and check teeth. Still I wish I could get $50 for such small amount of my time lol.